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Tick Benefits


Learn about the advantages of having a CTM store Card


  • Affordable monthly instalments
  • Choose from revolving, 24 or 36 month repayment plans.
  • Shop at more than 20 000 stores in the RCS network with your CTM Store Card
  • Get access to exclusive offers and promotions
  • Free SMS notification on all purchases for your security
  • Free monthly statement via email (if you have provided us with a valid email address)
  • Insurance? We’ve got you covered. Our Store Card includes *Customer Protection Insurance for your peace of mind this includes:
  1. Death cover – (covers your outstanding balance up to R10 000)
  2. Permanent Disability Cover – (covers your outstanding balance up to R10 000)
  3. Temporary Disability Cover – (covers up to 6 months instalments if permanently employed and up to 12 months instalments if self-employed)
  4. Retrenchment Cover - (covers up to 6 months instalments if permanently employed and up to 12 months instalments if self-employed)
*Maximum cover: Up to R10 000 for the CTM Store Card. Customer Protection Insurance is underwritten by Guardrisk an authorised Financial Services Provider
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All you need to know about the CTM Store Card


  • How do I check the amount I need to pay or have available to spend?
The amount will be shown when you log in to self-service as well as on your latest statement.
  • How much does the CTM Store Card cost?
- A flat monthly service fee will be charged on your CTM Store Card as well as competitive interest rates applied on all purchases. 
  • What credit limit will I get?
- Your credit limit will be determined by your own individual profile taking into account your affordability.
  • Where can I find my account number?
Your account number can be found on your monthly statement or you can call us on 0861 666 649
  • How do I set up a debit order to pay my CTM Store Card?

- Call us on 0861 666 649 and we’ll set it up for you. 
  • What should I do if I lose my card?
- Call us on 0861 666 649  and we’ll block the card immediately
You can then go to any CTM store nationwide and we’ll provide you with a replacement card at a nominal fee.
  • How much do I need to pay each month? 
- Your monthly statement will show the instalment that you need to pay by the 1st of the month.
  • How do I pay my CTM Store Card?

1. Self-Service – register online at and you can pay online
2. Debit order - A payment is automatically debited from a bank account and due date that you selected. To activate, call 0861 666 649 and we’ll assist you.
3. EFT payment - Simply pay the required amount by using your 19-digit account number on the front of your CTM Store Card. Please use below details when making EFT payment.

  • Bank: Standard Bank
  • Acc number: 061 234 745

APPLY NOW Application Criteria


You will need your latest 3 months bank statements or payslips and ID to apply


You must:
  • be 18 years or older
  • have a valid SA ID or Driver’s Licence
  • be employed and earn R1 000 or more per month
  • provide your latest 3 months’ payslips or bank statements at time of application

Contact Us Contact Us


Find out more about the CTM Store Card today.


Contact us today on 0861 666 649

Check if you qualify for a CTM Store Card, SMS "CTM" to 47542 and follow the prompts. 

*Standard SMS rates apply

Apply Now