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GET CREDIT TO TRANSFORM YOUR HOME

Why Capitec?

Get approved
for up to R250 000

Up to 84 months repayment period

Apply online via CTM

Up to 84 months repayment period

Up to 84 months repayment period

Apply online via CTM

Apply online via CTM

Up to 84 months repayment period

Apply online via CTM

What do you need?

18+ years old with a valid South African ID

Product(s) quote not older than 30 days

Latest 3 consectutive salary slips

Product(s) quote not older than 30 days

Product(s) quote not older than 30 days

Latest 3 consectutive salary slips

Latest 3 consectutive salary slips

Product(s) quote not older than 30 days

Latest 3 consectutive salary slips

Apply now in a few easy steps for up to R250 000 over 84 months. Get a discounted interest rate and an extended term to suit your home improvement needs.

Once your credit is approved, Capitec pay CTM directly for you.

If you have any queries, call Capitec on 0860 8888 40, Monday to Friday, 8am – 6pm and Saturday 8am – 1pm.

Apply now in a few easy steps for up to
R250 000 over 84 months. Get a discounted interest rate and an extended term to suit your home improvement needs.

Once your credit is approved, Capitec will pay CTM directly for you.

If you have any queries, call Capitec on 0860 8888 40, Monday to Friday, 8am – 6pm and Saturday 8am – 1pm.

FREQUENTLY ASKED QUESTIONS

What is need-based credit?

What are the benefits?

What is the maximum amount a customer can qualify for?

Who could qualify?

Does the customer need to be a Capitec client to apply?

Can the customer move an existing loan to Capitec?

What documents does the customer need to apply?

How is the interest rate calculated?

What are the most common reasons an application would be declined?

Can the customer apply while under debt review?

Can the customer I apply if the customer is blacklisted?

What is the difference between this and the other Capitec credit products like a term/personal loan?

Where can the customer apply? Can the customer visit a Capitec branch?

How soon will the customer get the money?

Is the money paid directly to CTM?

What is the cost (interest rate, monthly fee)?

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13).