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Why Use Mobicred?

Get approved
for up to R35 000

Min 10% repayment per month

Quick and easy to apply

Repay over
3, 6 or 12 months

Min 10% repayment per month

What do you Need?

18+ years old with a valid South African ID

Earn a minimum of R5500 per month & an existing bank account

Have a valid cellphone number & email address

Repay over
3, 6 or 12 months

Earn a minimum of R5500 per month & an existing bank account

How Does Mobicred Work?

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Click the Apply Now Button or Here to apply for a monthly revolving credit facility with Mobicred.

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Complete the quick & fast application and submit.

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We will let you know once you have been approved.

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Start shopping online with CTM!

Mobicred is a simple & convenient credit facility.
It allows you to safely shop online with CTM.
Your Mobicred account allows you to make one single monthly payment for all your purchases with a revolving credit limit - allowing you to spend whatever you re-pay.

The world of online shopping has never been this easy

With a Mobicred Account, you'll benefit from:

  • Access to an online revolving credit facility of up to R35 000
  • No fees charged until you make your first purchase, and no fees charged on a zero outstanding balance.
  • Convenient monthly debit order that only equates to 10% of your outstanding balance.
  • Revolving credit means any money paid back into the account becomes available to be used again, with no need to re-apply.
  • When displayed at a product level, Mobicred’s indicative monthly pricing is calculated for 12 months.
  • You can choose to pay off your balance as quickly or slowly as you like, by making additional direct EFT’s into your account.
  • Flexible repayment options - the timeline is decided by you, and it is not fixed on 3, 4, or 12 repayments.

With a Mobicred Account, you'll benefit from:

  • Access to an online revolving credit facility of up to R35 000
  • No fees charged until you make your first purchase, and no fees charged on a zero outstanding balance.
  • Convenient monthly debit order that only equates to 10% of your outstanding balance.
  • Revolving credit means any money paid back into the account becomes available to be used again, with no need to re-apply.
  • When displayed at a product level, Mobicred’s indicative monthly pricing is calculated for 12 months.
  • You can choose to pay off your balance as quickly or slowly as you like, by making additional direct EFT’s into your account.
  • Flexible repayment options - the timeline is decided by you, and it is not fixed on 3, 4, or 12 repayments.

New Mobicred users

1) Opening a Mobicred account is easy! Click here to begin an online application.

2) In a few simple steps you will be ready to shop online with CTM.

Existing Mobicred users:

1) Select Mobicred as your payment option when buying online with CTM.

2) Log in using your Mobicred username and password.

3) Confirm your order and pay with your Mobicred account.

5) Your Mobicred account will be debited and we will send you a confirmation email of your CTM order.

New To Mobicred?

1) Opening a Mobicred account is easy! Click here to begin an online application.

2) In a few simple steps you will be ready to shop online with CTM.

Already have an account?

1) Select Mobicred as your payment option when buying online with CTM.

2) Log in using your Mobicred username and password.

3) Confirm your order and pay with your Mobicred account.

5) Your Mobicred account will be debited and we will send you a confirmation email of your CTM order.

Mobicred is powered by RCS Cards, a registered Credit and authorised Financial Services Provider NCRCP 38/FSP 44481.

Mobicred is an online revolving credit facility that allows you to shop on CTM and repay the amount in monthly instalments. The displayed monthly payment amount is indicative monthly pricing for 12 months at 18.25% interest per annum including a monthly fee but excludes a once-off account Initiation Fee. Please note the interest rate is subject to change.