With so many payment options, creating  
your dream home is easy!

Online Payment Options

Begin your home improvement journey today with CTM and our wide variety of online payment options, to make it easy and hassle-free for you to create the home of your dreams.

As your trusted retailer in home improvement, we understand the importance of providing our customers with a seamless and convenient shopping experience. That's why we offer a range of easy online payment options that make paying for your desired products easier than ever. With our secure and user-friendly online CTM payment options, you can comfortably and confidently shop our selection for all your home renovation needs.

We offer various payment options to cater to your individual preferences and needs to give you a stress-free shopping experience. Here are some of the convenient CTM payment methods you can choose from:

  • Instant EFT: pay via EFT and forget the hassle of waiting for funds to clear. Pay from your computer, cellphone or any other device, anytime, anywhere.
  • Visa or Mastercard: Make an instant payment online using your Visa or MasterCard.
  • Mobicred: Make Mobicred your go-to payment option to buy online now and then pay up in easy monthly instalments 
  • CTM Store Card: You can pay for your online purchases from CTM using your CTM Store Card (Apply for one here).
  • CTM Revolving Credit: When you pay using your CTM Store Card or RCS Card, you can choose from our revolving 24 or 36-month repayment plans.
  • Payflex: Enjoy payment flexibility at its best when you buy now and pay later the easy way with Payflex.
  • CTM Account: Open a 30-day contractors and developers trade account with CTM and use that to pay for your purchases online.

With our various online payment options, you can easily and confidently shop for your desired products. Whether you're renovating your bathroom or upgrading your kitchen, our secure CTM payment methods online ensure a smooth and efficient transaction. So get in touch to find out more about our payment methods and credit options or to get information on how to shop with us to get what you want fast and efficiently.

Experience the convenience and security of online payments at CTM today to transform your shopping experience, and make your home improvement dreams a reality with just a few clicks on our website. Forget about queues and instead shop with confidence and ease with us online and enjoy the convenience of CTM's trusted payment methods today.


Shop online and pay via a cash deposit at your bank - keeping your online order simple and easy

To secure your online order - you can make a cash deposit into the below account:

Bank: FNB
Account Name: CTM Webstore
Account Type: Cheque
Account Number: 62784508841
Branch Code: 250655
Swift code (International only): FIRNZAJJ
Use your order reference number as your banking reference.

Goods will be released once payment has cleared, which may take up to 2 days.

Send proof of payment to sales@ctm.co.za


Make an instant EFT with OZOW, allowing your payment to clear, without the additional bank charges

Pay from your computer, cellphone or any other device, anytime, anywhere. Ozow promises to let you fast-track your online order by making payment in under sixty seconds.

The Instant EFT payment service allows CTM customers to pay via EFT without the hassle of waiting for the funds to clear.

This payment option is available to all customers who bank with ABSA, FNB, Investec, Nedbank, Capitec or Standard Bank.

  1. Select Instant EFT / Ipay option, then select Continue and you will be directed to a secure payment page.
  2. Choose your bank and login as you would your normal bank account
  3. Our banking details are automatically shown
  4. Once you have completed the payment and received the receipt, your order will be placed as per your request.

No need to hassle with sending us the proof of payment – Ozow will do all the heavy lifting for you. 


You can pay for your online order using your Visa or MasterCard and a few simple steps

CTM accepts all major credit cards including MasterCard and Visa. Simply enter the following information:

•The cardholder details
•The expiry date of your card
•The CVV code (Last 3 or 4 digits on the back of the card)

A 3D secure number that will authenticate the transaction will be sent to your cellphone number linked to your card.
You will be notified when the transaction is successful. 


We have two bank accounts, FNB and Nedbank, to help make your shopping experience simple

We welcome your EFT payments and have two accounts to make your CTM Order quick and easy!

Please do not forget to use your reference number from your CTM quote to allow us to track your payment.

Bank: FNB
Account Name: CTM Webstore
Account Type: Cheque
Account Number: 62784508841
Branch Code: 255 005
Swift code (International only): FIRNZAJJ

Bank: Nedbank
Account Name: CTM Webstore
Account Type: Cheque
Account Number: 1034513346
Branch Code: 145 405

Goods will be released once payment has cleared, which may take up to 2 days.
Send proof of payment to sales@ctm.co.za.


CTM's finance from Capitec, offers up to R500 000.00 finance for your home rennovations and get a discounted interest rate! 

As life changes, your style and needs often do too. Get CTM Finance with Capitec to make your home beautiful because Sithi Wena You deserve a beautiful home.

Apply now in a few easy steps for up to R500 000 over 84 months. Get a discounted interest rate and an extended term to suit your home improvement needs. Once your credit is approved, we'll pay it directly to the provider for you.

If you have any queries, call 0860 66 77 89, Monday to Friday, 8am – 6pm and Saturday 8am – 1pm.

Fast credit option for online purchases. Get up to R50 000 online credit and pay it back in monthly instalments. 

Mobicred is a convenient credit facility that allows you to buy the items you love online today.

You can also contact them via email at customerservice@mobicred.co.za or call them on 08600 62733.

How it works:

New Mobicred users:

1. First, you’ll need to register on Mobicred’s website and complete your application (your application may take up to 2 business days to process).

2. Once approved, you can return to www.ctm.co.za and pay for your items using Mobicred.

Existing Mobicred users:

1. Select Mobicred as your payment option during checkout.

2. Login using your Mobicred username and password.

3. Enter the one-time pin (OTP) that will be sent to your mobile phone.

4. Confirm and pay.

5. Your Mobicred account will be debited and we will send you a confirmation email of your order.

Get a 30-day trade account for contractors and developers and with the benefit of dealing with one product specialist.

At CTM Online we aim to assist you to succeed in your business.

We want to be your online partner and will help you source stock from over 72 stores and get it delivered or collected on time. We can also offer you a dedicated product expert so that you can focus on your projects. 

Open a 30-day trade account for contractors and developers with CTM!

  • Use your account at CTM online or any store countrywide
  • As long as the account is settled in 30 days no interest will be charged to your account.

Choose from revolving, 24 or 36 month repayment plan. This credit facility offers customer protection for peace of mind.

You can pay for your CTM order online using your CTM Credit Card or RCS Card 

Choose the products that you like and click “Add to Cart”
Then proceed to the checkout page where you will be presented with the payment options of your choice

To pay with your CTM Card:

1) Apply for a CTM Card. (Apply here)
2) Register for CTM Credit Self-service (Register here)
3) If you have registered previously, dial *120*7007# on your cell phone to get a One Time Pin (OTP) to process your transaction.
To pay with your RCS Card:

1) Register for RCS Credit Self-service(Register here)
2) If you have registered previously, dial *120*7007# on your cell phone to get a One Time Pin (OTP) to process your transaction.

After you have completed payment - we will notify you as soon as your order is ready for collection or delivery

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