CTM Credit



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The benefits

  • Affordable monthly installments
  • Choose from revolving , 24 or 36 month repayment plans.
  • Get access to exclusive offers and promotions
  • Free SMS notification on all purchases for your security
  • Free monthly statement via email (If you have provided us with an email address)
  • For your protection, your Card must include Customer Protection Insurance RCS Customer Protection Insurance, underwritten by Guardrisk, covers the following:

- Death Cover (Covers your full outstanding balance)

- Permanent Disability Cover (Covers your full outstanding balance)

- Temporary Disability Cover (Covers up to 12 months installments)

- Loss of Income Cover (Covers up to 12 months installments)

Maximum cover: Up to R10 000 for the CTM Store Card. Customer Protection Insurance is underwritten by Guardrisk an authorized Financial Services Provider. Terms and Conditions apply.

Application criteria

  • You will need your latest 3 months bank statements or payslips and ID to apply
  • You must be 18 years old or older
  • Must have a valid RSA ID book or Driver's Licence
  • Must be employed and earn R1000 or more per month
  • Provide your latest 3 months’ payslips or bank statements at time of application
NCR Reg. No. NCRCP 38 and FSP Licence No. 44481





Contact Us
0861 666 649
Email: cnoLndtFaKcst5ujse@ZrXc5sLg1rMofuBpa.OczoG.pzyag








Frequently asked questions
Find out more about
the CTM Store Card