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CTM Store Card for your everyday purchase

  • Affordable monthly instalments
  • Choose from revolving, 24 or 36-month repayment plans
  • Get access to exclusive offers and promotions
  • Free SMS notification on all purchases for your security
  • Customer Protection insurance for your peace of mind

The benefits

  • Affordable monthly installments
  • Choose from revolving, 24 or 36-month repayment plans.
  • Get access to exclusive offers and promotions
  • Free SMS notification on all purchases for your security
  • Free monthly statement via email (If you have provided us with an email address)
  • For your protection, your card includes Customer Protection Insurance covering the following:
    • Death Cover - Covers your full outstanding balance
    • Permanent Disability - Covers your full outstanding balance
    • Temporary Disability - Covers up to 12 months’ installments
    • Loss of Income - Covers up to 12 months’ installments

*Cover underwritten by Guardrisk Insurance Company Limited and Guardrisk Life Limited, authorised Financial Services Providers. Additional information on key limitations, exclusions, risks and charges related to the policy can be viewed here (accounts opened prior to Oct 2020) and here (accounts opened from 1 Oct 2020) .

Application criteria

  • You will be required to provide proof of income documentation
  • You must be 18 years old or older
  • Must have a valid RSA ID book or Driver's Licence
  • Must be employed and earn R1000 or more per month

CTM Store Card terms and conditions can be viewed here

Ts&Cs apply. CTM is powered by RCS - a registered credit provider. NCRCP38/FSP44481

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Click Here to apply for your CTM Card.

FAQ

Frequently asked questions
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the CTM Store Card