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CTM Credit! The Card that gives you Big Savings & More Style

Turn your house into your dream home & stand a chance to win a R 5000 CTM voucher. (Competition rules)

Benefits of the CTM RCS Card

  • Using your Card is easy and convenient
  • You can shop at any CTM store countrywide
  • Your CTM Card can also be used at more than 15 000 RCS merchants
  • Quick and easy transaction approvals 24 hours a day
  • You will have additional spending power
  • Choose between straight and budget terms to suit your cash flow!
  • Take advantage of flexible budget plans of 24 and 36 months for purchases of R600 or more
  • Your CTM Card is issued in-store

Click here to apply   Terms and conditions apply

Click here to read the full details on the CTM RCS Card

Application criteria

  • Must be 18 years old or older
  • Must produce a green RSA ID Book
  • Must earn a minimum of R2 000 per month
  • Must be permanently employed or have a regular sustainable income (proof of income may be requested)
  • Must have at least one landline number for contactability

Application process

  • For a provisional approval, simply SMS# your ID number*Initials*Surname*Monthly Salary to 47573. (Example: 7013320212080*S*Barkhuizen*5000)
  • If provisionally approved complete an online application. Click here to apply!

Click here to apply   Terms and conditions apply

By sending this SMS you give permission to submit your information to the Credit Bureau. SMS charged at R3.00 per SMS. Credit facility approval is subject to standard affordability and National Credit Act requirements as well as RCS standard credit granting criteria.

Where and how to pay your CTM Card?

Card payments must be made by the 1st of a month either by debit order or EFT using the following details:

Bank: Standard Bank
Card name: RCS Cards
Card number: 061234745
Branch code: 051001
Card type: Current Card
Pre-defined bank beneficiary: RCS CTM Card
Beneficiary Reference: Card / Card Number (16 digits)

EFT and debit order payments can take up to 4 days to reflect on your CTM Card.

No cheques are accepted for CTM Card payments.

Get your CTM Card details anywhere, anytime!

    • Available Credit
    • Payment Due
    • Balance

*SMS charged at R1.50

Contact us to find out more

Customer services: 0861 666 649
Email address: CTMcustserv@rcsgroup.co.za